Mobitino
A mobile app where money moves like a message. I designed Mobitino to bring UPI payments, nearby store and people discovery, community buzz and chat together into one confident, easy-to-use experience.
Payments, people and places — in one confident app.
Mobitino is a mobile app that fuses UPI payments with hyperlocal discovery. In one place, people pay and request money, find nearby stores and people, follow a community buzz feed, and chat — with payment woven right into the conversation. I designed the end-to-end mobile experience, from first-run onboarding to the pay flow, discovery, and profile.
The hard part
Bundling payments, discovery, chat and a community feed into one app risks a bloated, confusing product. The challenge was to keep payments fast, secure and trustworthy — the reason people open the app — while making local discovery and social feel effortless rather than distracting. Onboarding also had to earn trust quickly before asking for money and location access.
What the research told me
How I worked
Map the jobs
I separated the core jobs — pay, discover, connect — so the app could hold all three without confusion.
Anchor on payments
I made the Ask / Pay action the heart of the home screen, reachable in a single tap.
Layer discovery & social
I wove nearby stores, people and a community buzz feed around payments without crowding them.
Prototype & test
I prototyped the pay and onboarding flows and tested until each felt fast and reassuring.
The shipped design
Mobitino ships as one app for money, people and places. Payments sit one tap away, a hyperlocal feed surfaces nearby stores and people, and chat carries payment inside the conversation — so sending money feels as natural as sending a message.
- A one-tap Ask / Pay action at the heart of the app, with UPI and QR
- A hyperlocal explore feed for nearby stores, people and community buzz
- Chat with payment built directly into the conversation
- A clean profile with QR, linked accounts and transaction history
